FHA-Maryland calculator

Maryland FHA Loan & Funding Fee Calculator
 
  Maryland County
  Number of Living Units
1. Sales Price
2. Down Payment =
3. Term
4. FHA Maximum Mortgage Amount
5. Base Mortgage Amount
6. FHA Funding Fee (UFMIP) +
7. Mortgage Amount (Final) =
 
Monthly Mortgage Payment
8. Principal & Interest
9. Annual Real Estate Taxes
10. Annual Homeowners Insurance
11. Other
12. FHA MIP =
13. MONTHLY MORTGAGE PAYMENT =
 
  Based on January 9, 2015 change  
 
Monthly Mortgage Insurance (MIP) Calculation
Loan Term greater than 15 years (i.e 30 years)
  Base Loan Amount LTV Effective Annual MIP  
≤ $625,500 ≤ 95.00% 1/26/2015 0.80%  
≤ $625,500 > 95.00% 1/26/2015 0.85%  
> $625,500 ≤ 95.00% 1/26/2015 1.00%  
> $625,500 > 95.00% 1/26/2015 1.05%  
Loan term less than or equal to 15 Years with loan to value above 78%
  Base Loan Amount LTV Effective Annual MIP  
Any loan amount < 78.00% 6/3/2013 0.45%  
≤ $625,500 78.01% - 90.00% 4/1/2013 0.45%  
≤ $625,500 > 90.00% 4/1/2013 0.70%  
> $625,500 78.01% - 90.00% 4/1/2013 0.70%  
> $625,500 > 90.00% 4/1/2013 0.95%  
 

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